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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,187 | $107,015-74.6% | $73,545-63.0% | $147,585-81.6% |
| Participation rate | 77.8% | 66.4%+11.4pp | 54.9%+22.8pp | 82.8%-5.1pp |
| Annual return | 13.56% | 38.25%-24.7pp | -15.16%+28.7pp | 578.57%-565.0pp |
| Employer contribution / active EE | $638 | $1,760-63.8% | $1,219-47.7% | $4,876-86.9% |
| Participant deferral / active EE | $1,759 | $2,462-28.5% | $1,806-2.6% | $5,439-67.7% |
| Admin fee / account holder | $1,404 | $3,055-54.1% | $2,320-39.5% | $10,885-87.1% |