Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,474 | $91,167-39.2% | $178,498-68.9% | $79,858-30.5% |
| Participation rate | 57.1% | 69.2%-12.1pp | 81.9%-24.8pp | 69.6%-12.5pp |
| Annual return | 17.71% | 24.19%-6.5pp | 151.09%-133.4pp | 31.72%-14.0pp |
| Employer contribution / active EE | $321 | $3,255-90.1% | $5,011-93.6% | $2,471-87.0% |
| Participant deferral / active EE | $1,897 | $3,236-41.4% | $5,202-63.5% | $3,740-49.3% |
| Admin fee / account holder | $2,448 | $6,747-63.7% | $13,985-82.5% | $5,306-53.9% |