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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,532 | $94,436-80.4% | $115,599-84.0% | $82,637-77.6% |
| Participation rate | 92.1% | 70.4%+21.7pp | 74.3%+17.8pp | 68.1%+24.1pp |
| Annual return | 21.15% | 18.37%+2.8pp | 111.10%-89.9pp | 53.51%-32.4pp |
| Employer contribution / active EE | $6,628 | $2,324+185.2% | $2,955+124.3% | $2,552+159.7% |
| Participant deferral / active EE | $4,888 | $3,955+23.6% | $4,8890% | $4,126+18.5% |
| Admin fee / account holder | $745 | $10,328-92.8% | $12,841-94.2% | $7,339-89.8% |