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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,370 | $181,062+83.6% | $158,223+110.1% | $155,188+114.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.82% | 57.39%-39.6pp | 52.09%-34.3pp | 148.84%-131.0pp |
| Employer contribution / active EE | $3,081 | $4,565-32.5% | $4,109-25.0% | $4,248-27.5% |
| Participant deferral / active EE | $6,469 | $6,134+5.5% | $5,467+18.3% | $6,531-1.0% |
| Admin fee / account holder | $2,135 | $18,825-88.7% | $16,047-86.7% | $14,480-85.3% |