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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,099 | $202,342-5.6% | $172,753+10.6% | $152,909+25.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 14.75% | 1029.88%-1015.1pp | 803.00%-788.3pp | 345.46%-330.7pp |
| Employer contribution / active EE | $8,010 | $5,857+36.7% | $5,144+55.7% | $4,764+68.1% |
| Participant deferral / active EE | $5,688 | $5,948-4.4% | $5,198+9.4% | $5,851-2.8% |
| Admin fee / account holder | $2,971 | $17,112-82.6% | $13,956-78.7% | $11,601-74.4% |