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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,806 | $73,955+29.5% | $96,520-0.7% | $75,181+27.4% |
| Participation rate | 98.2% | 66.4%+31.8pp | 74.3%+23.9pp | 67.2%+31.0pp |
| Annual return | 17.50% | 26.72%-9.2pp | 35.72%-18.2pp | 160.69%-143.2pp |
| Employer contribution / active EE | $2,788 | $2,930-4.8% | $3,739-25.4% | $2,671+4.4% |
| Participant deferral / active EE | $3,927 | $3,659+7.3% | $4,879-19.5% | $4,126-4.8% |
| Admin fee / account holder | $3,290 | $5,217-36.9% | $6,733-51.1% | $5,650-41.8% |