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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,348 | $81,276+235.1% | $155,574+75.1% | $80,925+236.5% |
| Participation rate | 81.3% | 66.2%+15.0pp | 78.2%+3.0pp | 67.7%+13.6pp |
| Annual return | 10.72% | 33.36%-22.6pp | 64.87%-54.1pp | 35.65%-24.9pp |
| Employer contribution / active EE | $6,335 | $3,103+104.2% | $4,676+35.5% | $2,756+129.8% |
| Participant deferral / active EE | $4,160 | $3,453+20.5% | $5,629-26.1% | $4,299-3.2% |
| Admin fee / account holder | $4,000 | $7,993-50.0% | $15,914-74.9% | $6,940-42.4% |