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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,372 | $77,908+227.8% | $149,696+70.6% | $75,173+239.7% |
| Participation rate | 85.2% | 65.6%+19.6pp | 78.8%+6.4pp | 67.2%+18.0pp |
| Annual return | 14.29% | 31.73%-17.4pp | 134.46%-120.2pp | 160.72%-146.4pp |
| Employer contribution / active EE | $7,605 | $3,138+142.4% | $4,821+57.7% | $2,671+184.7% |
| Participant deferral / active EE | $4,951 | $3,411+45.1% | $5,682-12.9% | $4,126+20.0% |
| Admin fee / account holder | $4,194 | $5,950-29.5% | $13,212-68.3% | $5,651-25.8% |