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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,348 | $81,358+234.8% | $155,556+75.1% | $80,959+236.4% |
| Participation rate | 81.3% | 66.3%+15.0pp | 78.2%+3.0pp | 67.7%+13.6pp |
| Annual return | 10.72% | 33.39%-22.7pp | 64.84%-54.1pp | 35.67%-24.9pp |
| Employer contribution / active EE | $6,335 | $3,106+103.9% | $4,675+35.5% | $2,757+129.8% |
| Participant deferral / active EE | $4,160 | $3,455+20.4% | $5,631-26.1% | $4,300-3.3% |
| Admin fee / account holder | $4,000 | $7,994-50.0% | $15,885-74.8% | $6,925-42.2% |