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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,081 | $172,111+104.6% | $150,298+134.3% | $137,256+156.5% |
| Participation rate | 95.0% | 81.7%+13.3pp | 77.8%+17.2pp | 80.0%+15.0pp |
| Annual return | 14.19% | 69.37%-55.2pp | 62.79%-48.6pp | 220.34%-206.2pp |
| Employer contribution / active EE | $3,193 | $4,636-31.1% | $4,154-23.1% | $4,156-23.2% |
| Participant deferral / active EE | $6,645 | $6,166+7.8% | $5,453+21.9% | $6,407+3.7% |
| Admin fee / account holder | $2,315 | $16,471-85.9% | $14,116-83.6% | $12,270-81.1% |