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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,613 | $65,027+47.0% | $90,970+5.1% | $79,852+19.7% |
| Participation rate | 97.2% | 61.6%+35.6pp | 69.0%+28.2pp | 69.6%+27.6pp |
| Annual return | 6.67% | 30.45%-23.8pp | 134.58%-127.9pp | 31.72%-25.0pp |
| Employer contribution / active EE | $2,251 | $1,247+80.4% | $2,122+6.0% | $2,471-8.9% |
| Participant deferral / active EE | $3,279 | $2,512+30.5% | $3,373-2.8% | $3,740-12.3% |
| Admin fee / account holder | $33,449 | $4,535+637.5% | $5,960+461.2% | $5,306+530.4% |