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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,891 | $54,541+107.0% | $78,778+43.3% | $70,126+61.0% |
| Participation rate | 81.6% | 60.8%+20.8pp | 69.2%+12.4pp | 69.5%+12.0pp |
| Annual return | 11.67% | 21.07%-9.4pp | 35.62%-24.0pp | 73.15%-61.5pp |
| Employer contribution / active EE | $1,537 | $1,089+41.2% | $1,986-22.6% | $2,343-34.4% |
| Participant deferral / active EE | $2,919 | $2,210+32.1% | $2,958-1.3% | $3,332-12.4% |
| Admin fee / account holder | $22,639 | $3,709+510.4% | $5,134+341.0% | $4,645+387.3% |