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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,689 | $148,623-78.0% | $135,974-76.0% | $139,466-76.6% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 20.74% | 79.30%-58.6pp | 68.30%-47.6pp | 373.66%-352.9pp |
| Employer contribution / active EE | $2,793 | $5,246-46.8% | $4,859-42.5% | $4,754-41.2% |
| Participant deferral / active EE | $5,053 | $8,103-37.6% | $7,760-34.9% | $6,712-24.7% |
| Admin fee / account holder | $2,627 | $12,406-78.8% | $10,767-75.6% | $11,409-77.0% |