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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,420 | $165,399-91.9% | $149,745-91.0% | $158,982-91.6% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 24.43% | 348.34%-323.9pp | 276.72%-252.3pp | 302.99%-278.6pp |
| Employer contribution / active EE | $1,852 | $5,105-63.7% | $4,646-60.1% | $4,763-61.1% |
| Participant deferral / active EE | $3,236 | $7,183-55.0% | $6,843-52.7% | $5,983-45.9% |
| Admin fee / account holder | $1,912 | $10,811-82.3% | $9,312-79.5% | $11,252-83.0% |