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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,412 | $45,438-11.1% | $80,004-49.5% | $59,633-32.2% |
| Participation rate | 62.1% | 63.7%-1.7pp | 73.0%-10.9pp | 68.7%-6.6pp |
| Annual return | -2.24% | 5.10%-7.3pp | 7.63%-9.9pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $1,204 | $1,236-2.6% | $2,473-51.3% | $2,203-45.3% |
| Participant deferral / active EE | $1,326 | $2,231-40.6% | $3,204-58.6% | $3,192-58.5% |
| Admin fee / account holder | $1,283 | $3,464-63.0% | $5,033-74.5% | $4,297-70.1% |