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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $225 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,089 | $55,449-43.9% | $83,850-62.9% | $56,287-44.8% |
| Participation rate | 66.4% | 68.0%-1.6pp | 76.1%-9.7pp | 69.9%-3.4pp |
| Annual return | -6.02% | -1.38%-4.6pp | 850.92%-856.9pp | -9.96%+3.9pp |
| Employer contribution / active EE | $327 | $2,430-86.6% | $3,631-91.0% | $2,111-84.5% |
| Participant deferral / active EE | $2,411 | $2,935-17.9% | $4,082-40.9% | $3,350-28.0% |
| Admin fee / account holder | $8 | $656-98.8% | $5,478-99.9% | $521-98.5% |