Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,445 | $86,919-36.2% | $102,457-45.9% | $80,911-31.5% |
| Participation rate | 35.0% | 72.4%-37.4pp | 76.5%-41.5pp | 67.6%-32.6pp |
| Annual return | 15.91% | 18.90%-3.0pp | 29.41%-13.5pp | 35.63%-19.7pp |
| Employer contribution / active EE | $663 | $2,368-72.0% | $3,022-78.1% | $2,756-75.9% |
| Participant deferral / active EE | $2,536 | $4,119-38.4% | $5,054-49.8% | $4,297-41.0% |
| Admin fee / account holder | $664 | $8,049-91.8% | $9,451-93.0% | $6,935-90.4% |