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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,048 | $96,388+393.9% | $80,627+490.4% | $139,466+241.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 10.48% | 1352.08%-1341.6pp | 936.76%-926.3pp | 373.66%-363.2pp |
| Employer contribution / active EE | $3,999 | $3,260+22.7% | $2,723+46.9% | $4,754-15.9% |
| Participant deferral / active EE | $5,170 | $5,224-1.0% | $4,443+16.4% | $6,712-23.0% |
| Admin fee / account holder | $47,170 | $6,603+614.4% | $5,381+776.7% | $11,409+313.5% |