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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,253 | $114,093+313.9% | $96,171+391.1% | $167,536+181.9% |
| Participation rate | 92.3% | 75.1%+17.2pp | 68.4%+23.9pp | 82.1%+10.2pp |
| Annual return | 20.12% | 190.00%-169.9pp | 192.04%-171.9pp | 478.82%-458.7pp |
| Employer contribution / active EE | $4,993 | $3,429+45.6% | $2,799+78.4% | $4,839+3.2% |
| Participant deferral / active EE | $2,703 | $5,197-48.0% | $4,350-37.9% | $6,342-57.4% |
| Admin fee / account holder | $40,594 | $6,899+488.4% | $5,538+633.0% | $12,315+229.6% |