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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $22,957 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,571 | $83,045-56.0% | $130,026-71.9% | $71,495-48.8% |
| Participation rate | 57.3% | 74.1%-16.8pp | 78.5%-21.2pp | 67.9%-10.6pp |
| Annual return | 17.20% | 20.61%-3.4pp | -137.26%+154.5pp | 28.85%-11.6pp |
| Employer contribution / active EE | $1,969 | $2,623-24.9% | $4,321-54.4% | $2,589-24.0% |
| Participant deferral / active EE | $3,441 | $4,436-22.4% | $5,821-40.9% | $4,291-19.8% |
| Admin fee / account holder | $211 | $1,727-87.8% | $10,608-98.0% | $1,588-86.7% |