Filed September 7, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CMFG LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 39-0230590 | Recordkeeping | $87,084 |
CMFG LIFE INSURANCE COMPANY4 years Filed as: MEMBERS CAPITAL ADVISORS, INC. Service code 27 · EIN 42-0388260 | Advisory (Plan) | $16,406 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,734 | $122,239-43.0% | $184,203-62.1% | $74,495-6.4% |
| Participation rate | 99.6% | 85.5%+14.1pp | 86.8%+12.8pp | 67.2%+32.4pp |
| Annual return | 11.80% | 19.95%-8.1pp | 28.81%-17.0pp | 1364.94%-1353.1pp |
| Employer contribution / active EE | $2,706 | $4,537-40.4% | $6,427-57.9% | $2,623+3.2% |
| Participant deferral / active EE | $3,008 | $7,139-57.9% | $9,131-67.1% | $4,346-30.8% |
| Admin fee / account holder | $367 | $1,260-70.9% | $13,901-97.4% | $1,942-81.1% |