| Provider | Service type | Compensation |
|---|---|---|
ABACUS PLANNING GROUP INC2 years Service code 26 · EIN 56-2074442 | Advisory (Participants) | $133,050 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $125,881 |
WILLIS TOWERS WATSON US LLC5+ years Filed as: TOWERS WATSON DELAWARE INC Service code 28 · EIN 53-0181291 | Investment Management | $48,298 |
CCM INVESTMENT ADVISERS LLC3 years Service code 26 · EIN 57-1127313 | Advisory (Participants) | $45,887 |
V M MANNING & CO INC5+ years Service code 26 · EIN 57-0402697 | Advisory (Participants) | $44,478 |
LMCG INVESTMENTS LLC5+ years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $44,058 |
BUCKHEAD CAPITAL MANAGEMENT LLC5+ years Service code 26 · EIN 58-2552872 | Advisory (Participants) | $27,540 |
MODERA WEALTH MANAGEMENT LLC2 years Service code 26 · EIN 27-3774197 | Advisory (Participants) | $22,605 |
Filed as: TOWERS WATSON INVESTMENT SERVI Service code 28 · EIN 52-1868818 | Investment Management | $16,418 |
CHARLES SCHWAB & CO., INC.3 years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; F... | $15,577 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,161 | $101,523+149.4% | $141,200+79.3% | $77,775+225.5% |
| Participation rate | 95.9% | 77.4%+18.5pp | 82.5%+13.4pp | 73.2%+22.7pp |
| Annual return | 30.34% | 56.22%-25.9pp | 71.41%-41.1pp | 32.58%-2.2pp |
| Employer contribution / active EE | $9,396 | $3,341+181.2% | $4,736+98.4% | $2,504+275.2% |
| Participant deferral / active EE | $9,292 | $6,434+44.4% | $6,710+38.5% | $3,966+134.3% |
| Admin fee / account holder | $305 | $92+233.1% | $10,265-97.0% | $100+204.7% |