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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,738 | $223,823-22.8% | $211,142-18.2% | $154,746+11.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 17.15% | 50.39%-33.2pp | 46.84%-29.7pp | 172.34%-155.2pp |
| Employer contribution / active EE | $5,896 | $6,787-13.1% | $6,442-8.5% | $4,379+34.6% |
| Participant deferral / active EE | $2,740 | $9,750-71.9% | $9,284-70.5% | $6,730-59.3% |
| Admin fee / account holder | $3,542 | $19,707-82.0% | $19,076-81.4% | $14,365-75.3% |