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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,728 | $167,533-27.3% | $151,645-19.7% | $134,545-9.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.16% | 7.81%-29.0pp | 3.34%-24.5pp | 418.37%-439.5pp |
| Employer contribution / active EE | $4,396 | $6,828-35.6% | $6,165-28.7% | $4,742-7.3% |
| Participant deferral / active EE | $4,630 | $8,985-48.5% | $8,363-44.6% | $6,401-27.7% |
| Admin fee / account holder | $10,991 | $13,781-20.2% | $11,614-5.4% | $11,431-3.8% |