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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,738 | $209,336-17.5% | $197,124-12.4% | $137,256+25.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.15% | 48.09%-30.9pp | 44.34%-27.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $5,896 | $6,591-10.5% | $6,227-5.3% | $4,156+41.9% |
| Participant deferral / active EE | $2,740 | $9,614-71.5% | $9,135-70.0% | $6,407-57.2% |
| Admin fee / account holder | $3,542 | $17,308-79.5% | $16,298-78.3% | $12,270-71.1% |