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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,039 | $68,681-88.3% | $86,615-90.7% | $85,847-90.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 71.6%+28.4pp | 69.3%+30.7pp |
| Annual return | 17.86% | 20.12%-2.3pp | 63.51%-45.6pp | 318.61%-300.7pp |
| Employer contribution / active EE | $1,652 | $1,880-12.1% | $2,496-33.8% | $2,565-35.6% |
| Participant deferral / active EE | $2,648 | $2,919-9.3% | $3,699-28.4% | $3,952-33.0% |
| Admin fee / account holder | $366 | $5,974-93.9% | $5,830-93.7% | $6,261-94.2% |