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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,389 | $209,874-15.0% | $189,537-5.9% | $167,536+6.5% |
| Participation rate | 50.0% | 88.7%-38.7pp | 87.8%-37.8pp | 82.1%-32.1pp |
| Annual return | 14.35% | 748.61%-734.3pp | 555.34%-541.0pp | 478.82%-464.5pp |
| Employer contribution / active EE | $0 | $6,913-100.0% | $6,161-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $1,116 | $8,934-87.5% | $8,220-86.4% | $6,342-82.4% |
| Admin fee / account holder | $178 | $14,299-98.8% | $12,048-98.5% | $12,315-98.6% |