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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,046 | $197,637-22.1% | $177,848-13.4% | $158,982-3.1% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.7%-27.7pp | 82.0%-22.0pp |
| Annual return | 14.04% | 58.77%-44.7pp | 48.33%-34.3pp | 302.99%-288.9pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,305 | $8,405-84.5% | $7,714-83.1% | $5,983-78.2% |
| Admin fee / account holder | $53 | $15,406-99.7% | $12,431-99.6% | $11,252-99.5% |