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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,553 | $105,856-36.2% | $90,161-25.1% | $147,586-54.2% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | 25.50% | 37.63%-12.1pp | 34.89%-9.4pp | 578.59%-553.1pp |
| Employer contribution / active EE | $10,880 | $4,126+163.7% | $3,318+227.9% | $4,876+123.1% |
| Participant deferral / active EE | $7,000 | $5,733+22.1% | $5,287+32.4% | $5,439+28.7% |
| Admin fee / account holder | $2,536 | $8,046-68.5% | $5,943-57.3% | $10,886-76.7% |