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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,601 | $65,361-47.1% | $92,903-62.8% | $72,983-52.6% |
| Participation rate | 47.7% | 68.3%-20.6pp | 76.0%-28.3pp | 69.5%-21.8pp |
| Annual return | 24.64% | 42.11%-17.5pp | 109.43%-84.8pp | 81.01%-56.4pp |
| Employer contribution / active EE | $1,266 | $2,594-51.2% | $3,653-65.4% | $2,440-48.1% |
| Participant deferral / active EE | $2,128 | $3,128-32.0% | $4,238-49.8% | $3,608-41.0% |
| Admin fee / account holder | $1,184 | $4,251-72.1% | $5,795-79.6% | $5,124-76.9% |