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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,355 | $77,901-86.7% | $149,717-93.1% | $75,181-86.2% |
| Participation rate | 96.7% | 65.6%+31.1pp | 78.8%+17.9pp | 67.2%+29.5pp |
| Annual return | 21.77% | 31.73%-10.0pp | 134.41%-112.6pp | 160.69%-138.9pp |
| Employer contribution / active EE | $1,447 | $3,137-53.9% | $4,820-70.0% | $2,671-45.8% |
| Participant deferral / active EE | $2,611 | $3,411-23.4% | $5,682-54.0% | $4,126-36.7% |
| Admin fee / account holder | $718 | $5,949-87.9% | $13,213-94.6% | $5,650-87.3% |