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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,697 | $73,848-90.9% | $143,799-95.3% | $68,486-90.2% |
| Participation rate | 91.8% | 66.7%+25.2pp | 80.3%+11.5pp | 67.9%+23.9pp |
| Annual return | 0.00% | 0.91%-0.9pp | -0.04%0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,166 | $3,184-32.0% | $4,952-56.3% | $2,597-16.6% |
| Participant deferral / active EE | $1,736 | $3,385-48.7% | $5,638-69.2% | $4,028-56.9% |
| Admin fee / account holder | $701 | $5,755-87.8% | $14,677-95.2% | $5,404-87.0% |