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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,183 | $78,690-75.6% | $161,489-88.1% | $87,485-78.1% |
| Participation rate | 78.7% | 67.5%+11.2pp | 78.7%0pp | 68.9%+9.7pp |
| Annual return | 19.99% | 32.74%-12.7pp | 89.72%-69.7pp | 26.06%-6.1pp |
| Employer contribution / active EE | $1,411 | $2,588-45.5% | $4,268-66.9% | $2,596-45.7% |
| Participant deferral / active EE | $2,619 | $3,311-20.9% | $5,630-53.5% | $4,274-38.7% |
| Admin fee / account holder | $1,023 | $6,724-84.8% | $16,006-93.6% | $7,775-86.8% |