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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,847 | $148,582-22.0% | $135,942-14.8% | $139,456-16.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 27.15% | 79.26%-52.1pp | 68.28%-41.1pp | 373.45%-346.3pp |
| Employer contribution / active EE | $3,131 | $5,245-40.3% | $4,858-35.5% | $4,753-34.1% |
| Participant deferral / active EE | $10,693 | $8,101+32.0% | $7,759+37.8% | $6,711+59.3% |
| Admin fee / account holder | $3,083 | $12,402-75.1% | $10,764-71.4% | $11,407-73.0% |