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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $92,056 |
CADARET GRANT & CO INC3 years Filed as: CADARET, GRANT & CO., INC. Service code 22 · EIN 22-2361254 | Insurance Broker | $58,310 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,647 | $85,135-34.6% | $98,920-43.7% | $73,412-24.2% |
| Participation rate | 60.2% | 81.1%-20.9pp | 76.0%-15.8pp | 72.2%-12.0pp |
| Annual return | 20.10% | 19.14%+1.0pp | 196.47%-176.4pp | 59.30%-39.2pp |
| Employer contribution / active EE | $2,311 | $2,721-15.0% | $2,689-14.1% | $2,234+3.5% |
| Participant deferral / active EE | $4,199 | $4,349-3.4% | $4,245-1.1% | $3,806+10.3% |
| Admin fee / account holder | $299 | $139+114.6% | $6,643-95.5% | $158+89.3% |