Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,427 | $58,587+57.8% | $83,322+10.9% | $64,173+44.0% |
| Participation rate | 48.9% | 72.0%-23.1pp | 77.8%-28.8pp | 69.6%-20.6pp |
| Annual return | -4.02% | 9.65%-13.7pp | 10.64%-14.7pp | 7.63%-11.7pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $7,415 | $4,654+59.3% | $5,565+33.2% | $3,470+113.7% |
| Admin fee / account holder | $343 | $9,279-96.3% | $7,540-95.5% | $4,887-93.0% |