Retirement plan

OJO CALIENTE HOLDINGS, INC. 401(K) PROFIT SHARING PLAN

Name: OJO CALIENTE HOLDINGS, INC. - OJO CALIENTE HOLDINGS, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: OJO CALIENTE HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OJO CALIENTE HOLDINGS, INC. 401(K) PROFIT SHARING PLAN, OJO CALIENTE HOLDINGS, INC.

OJO CALIENTE HOLDINGS, INC.EIN 56-2569409Plan #002PY 2017

50 LOS BANOS DRIVE - OJO CALIENTE, NM 87549505-583-2233

Prospect flagsLow participationLow assets / participantRecently reached 100 employees

How to read this page

Total assets (EOY)

$1.8M

+45.9% from 2016

Total participants

173

+33.1% from 2016

Average account balance

$14,353

-2.7% from 2016

Annual return

14.37%

+3.55 pp from 2016

Benchmarks

See 1,704 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,704 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.41M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$23K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

145

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

51.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$546K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$344

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
LOS ANGELES CAPITAL MGMT1 year Filed as: LOS ALAMOS NATIONAL BANK Service code 27 · EIN 85-0165679 1200 TRINITY DRIVE · LOS ALAMOS, NM 87544	Advisory (Plan)	$13,389

Plan features & details

Pension benefit codes2J2K3D3H

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$13K

$92 / participant

Investment mgmt$13K100.0%

% of EOY assets

0.758%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WRIGHT,MOORE,DEHART,DUPUIS&HUCHINSO
Auditor EIN: 721108576
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$14,353

$50,637-71.7%

$86,582-83.4%

$62,293-77.0%

Participation rate

65.5%

67.9%-2.4pp

73.5%-8.0pp

69.5%-4.0pp

Annual return

14.37%

20.80%-6.4pp

965.08%-950.7pp

28.90%-14.5pp

Employer contribution / active EE

$1,062

$2,075-48.8%

$2,839-62.6%

$2,042-48.0%

Participant deferral / active EE

$2,124

$2,611-18.6%

$3,609-41.1%

$3,169-33.0%

Admin fee / account holder

$109

$413-73.7%

$4,904-97.8%

$479-77.3%

Provider

Service type

Compensation

LOS ANGELES CAPITAL MGMT1 year

Filed as: LOS ALAMOS NATIONAL BANK

Service code 27 · EIN 85-0165679

1200 TRINITY DRIVE · LOS ALAMOS, NM 87544

Advisory (Plan)

$13,389

OJO CALIENTE HOLDINGS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OJO CALIENTE HOLDINGS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion