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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,603 | $84,482-54.3% | $125,363-69.2% | $66,930-42.3% |
| Participation rate | 87.4% | 76.4%+11.0pp | 82.4%+5.0pp | 69.8%+17.6pp |
| Annual return | 0.00% | -8.49%+8.5pp | 572.15%-572.1pp | 1.57%-1.6pp |
| Employer contribution / active EE | $4,352 | $3,553+22.5% | $4,815-9.6% | $2,545+71.0% |
| Participant deferral / active EE | $8,701 | $6,782+28.3% | $7,447+16.8% | $4,238+105.3% |
| Admin fee / account holder | $2,602 | $685+280.0% | $10,005-74.0% | $593+338.5% |