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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,209 | $96,643-90.5% | $86,617-89.4% | $139,456-93.4% |
| Participation rate | 31.3% | 74.4%-43.2pp | 71.7%-40.5pp | 80.3%-49.1pp |
| Annual return | 21.51% | 106.57%-85.1pp | 591.91%-570.4pp | 373.45%-351.9pp |
| Employer contribution / active EE | $1,078 | $3,264-67.0% | $3,023-64.3% | $4,753-77.3% |
| Participant deferral / active EE | $1,089 | $4,835-77.5% | $4,437-75.5% | $6,711-83.8% |
| Admin fee / account holder | $1,201 | $6,406-81.2% | $5,613-78.6% | $11,407-89.5% |