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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,498 | $138,075-80.1% | $123,552-77.7% | $135,379-79.7% |
| Participation rate | 57.1% | 84.7%-27.6pp | 82.3%-25.2pp | 82.6%-25.5pp |
| Annual return | -7.95% | 153.70%-161.6pp | 119.20%-127.2pp | 519.79%-527.7pp |
| Employer contribution / active EE | $1,397 | $5,152-72.9% | $4,628-69.8% | $4,779-70.8% |
| Participant deferral / active EE | $6,256 | $6,800-8.0% | $6,426-2.6% | $5,609+11.5% |
| Admin fee / account holder | $15 | $10,917-99.9% | $9,285-99.8% | $10,828-99.9% |