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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,372 | $56,894+23.7% | $84,753-17.0% | $62,881+11.9% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.00% | 6.30%-6.3pp | 22.78%-22.8pp | 20.14%-20.1pp |
| Employer contribution / active EE | $8,404 | $2,400+250.2% | $3,574+135.1% | $2,281+268.4% |
| Participant deferral / active EE | $1,059 | $2,709-60.9% | $3,712-71.5% | $3,203-67.0% |
| Admin fee / account holder | $4,949 | $3,581+38.2% | $5,333-7.2% | $4,296+15.2% |