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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,231 | $114,119-41.1% | $107,187-37.3% | $138,895-51.6% |
| Participation rate | 44.4% | 78.1%-33.6pp | 75.0%-30.6pp | 79.9%-35.5pp |
| Annual return | 20.93% | 273.21%-252.3pp | 204.55%-183.6pp | 145.39%-124.5pp |
| Employer contribution / active EE | $2,349 | $4,059-42.1% | $3,782-37.9% | $4,194-44.0% |
| Participant deferral / active EE | $5,890 | $5,538+6.4% | $5,096+15.6% | $6,396-7.9% |
| Admin fee / account holder | $5,676 | $10,024-43.4% | $9,162-38.0% | $12,562-54.8% |