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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,375 | $107,015+29.3% | $73,545+88.2% | $147,585-6.2% |
| Participation rate | 35.3% | 66.4%-31.1pp | 54.9%-19.6pp | 82.8%-47.5pp |
| Annual return | 20.01% | 38.25%-18.2pp | -15.16%+35.2pp | 578.57%-558.6pp |
| Employer contribution / active EE | $1,611 | $1,760-8.5% | $1,219+32.1% | $4,876-67.0% |
| Participant deferral / active EE | $487 | $2,462-80.2% | $1,806-73.0% | $5,439-91.0% |
| Admin fee / account holder | $208 | $3,055-93.2% | $2,320-91.0% | $10,885-98.1% |