Retirement plan

TASI-CALTRAIN 401(K) PLAN FOR COLLECTIVELY BARGAINED EMPLOYEES

Name: TRANSITAMERICA SERVICES, INC. - TASI-CALTRAIN 401(K) PLAN FOR COLLECTIVELY BARGAINED EMPLOYEES (2017) Form 5500
Creator: TRANSITAMERICA SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TASI-CALTRAIN 401(K) PLAN FOR COLLECTIVELY BARGAINED EMPLOYEES, TRANSITAMERICA SERVICES, INC.

TRANSITAMERICA SERVICES, INC.EIN 56-2515761Plan #001PY 2017

93 CAHILL STREET - SAN JOSE, CA 95110408-961-4350transitamericaservices.comLinkedIn1-10 employeestransportation/trucking/railroad

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$6.7M

+34.8% from 2016

Total participants

385

+0.3% from 2016

Average account balance

$48,596

+34.8% from 2016

Annual return

15.23%

+18.64 pp from 2016

Benchmarks

See 639 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants250-999

Cohort639 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.07M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$91K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

220

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

44.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.75M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$186

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 8 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850	Indirect Investment Fees	$5,655
COMPENSATION BENEFIT PLANNING, INC.2+ years Service code 13	Contract Administrator	$3,485
COMPENSATION BENEFIT PLANNING, INC.1 year Filed as: COMPENSATION BENEFIT PLANING Service code 17 3552 NE RALPH POWELL RD · LEES SUMMIT, MO 64064	Pension Consulting	$1,032
COMPENSATION BENEFIT PLANNING, INC.2+ years Filed as: COMPENSATION BENEFIT PLANNING Service code 13 3552 NE RALPH POWELL RD. · LEES SUMMIT, MO 64064	Contract Administrator	$0
ENVESTNET RETIREMENT SOLUTIONS, LLC1 year Filed as: ENVESTNET RETIREMENT SOLUTIONS LLC Service code 27 35 E. WACKER PL · CHICAGO, IL 60601	Advisory (Plan)	$0
GREG HARVEY2+ years Filed as: GREG A HARVEY Service code 53 10975 BENSON DR · OVERLAND PARK, KS 66210	Insurance Commissions	$0
MARK NARDELLA2+ years Filed as: MARK HENRY RODDEN Service code 53 10975 BENSON DR · OVERLAND PARK, KS 66210	Insurance Commissions	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Filed as: MASSACHUSETTS MUUAL LIFE INSURANCE Service code 72	Other investment fees and expenses	$0

Plan features & details

Pension benefit codes2E2F2G2J2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$7K

$18 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.100%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$48,596

$44,059+10.3%

$71,671-32.2%

$69,631-30.2%

Participation rate

34.3%

60.8%-26.4pp

68.7%-34.4pp

70.7%-36.4pp

Annual return

15.23%

21.97%-6.7pp

20.65%-5.4pp

27571.02%-27555.8pp

Employer contribution / active EE

$1,305-100.0%

$2,460-100.0%

$2,032-100.0%

Participant deferral / active EE

$2,676

$2,370+12.9%

$3,438-22.2%

$3,224-17.0%

Admin fee / account holder

$49

$108-54.8%

$5,558-99.1%

$110-55.9%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$5,655

COMPENSATION BENEFIT PLANNING, INC.2+ years

Service code 13

Contract Administrator

$3,485

COMPENSATION BENEFIT PLANNING, INC.1 year

Filed as: COMPENSATION BENEFIT PLANING

Service code 17

3552 NE RALPH POWELL RD · LEES SUMMIT, MO 64064

Pension Consulting

$1,032

COMPENSATION BENEFIT PLANNING, INC.2+ years

Filed as: COMPENSATION BENEFIT PLANNING

Service code 13

3552 NE RALPH POWELL RD. · LEES SUMMIT, MO 64064

Contract Administrator

ENVESTNET RETIREMENT SOLUTIONS, LLC1 year

Filed as: ENVESTNET RETIREMENT SOLUTIONS LLC

Service code 27

35 E. WACKER PL · CHICAGO, IL 60601

Advisory (Plan)

GREG HARVEY2+ years

Filed as: GREG A HARVEY

Service code 53

10975 BENSON DR · OVERLAND PARK, KS 66210

Insurance Commissions

MARK NARDELLA2+ years

Filed as: MARK HENRY RODDEN

Service code 53

10975 BENSON DR · OVERLAND PARK, KS 66210

Insurance Commissions

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Filed as: MASSACHUSETTS MUUAL LIFE INSURANCE

Service code 72

Other investment fees and expenses

TASI-CALTRAIN 401(K) PLAN FOR COLLECTIVELY BARGAINED EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TASI-CALTRAIN 401(K) PLAN FOR COLLECTIVELY BARGAINED EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion