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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,418 | $91,911+120.2% | $68,793+194.2% | $135,382+49.5% |
| Participation rate | 90.0% | 76.7%+13.3pp | 72.2%+17.8pp | 82.6%+7.4pp |
| Annual return | -8.80% | -8.22%-0.6pp | -4.63%-4.2pp | 519.77%-528.6pp |
| Employer contribution / active EE | $13,488 | $3,924+243.8% | $2,625+413.8% | $4,779+182.2% |
| Participant deferral / active EE | $12,901 | $4,315+199.0% | $3,311+289.6% | $5,609+130.0% |
| Admin fee / account holder | $1,550 | $9,240-83.2% | $5,131-69.8% | $10,829-85.7% |