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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,703 | $106,267-26.9% | $96,520-19.5% | $139,456-44.3% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 14.34% | 38.45%-24.1pp | 35.72%-21.4pp | 373.45%-359.1pp |
| Employer contribution / active EE | $943 | $4,105-77.0% | $3,739-74.8% | $4,753-80.2% |
| Participant deferral / active EE | $4,563 | $5,454-16.4% | $4,879-6.5% | $6,711-32.0% |
| Admin fee / account holder | $16,033 | $7,882+103.4% | $6,733+138.1% | $11,407+40.6% |