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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,550 | $113,338+45.2% | $94,993+73.2% | $147,586+11.5% |
| Participation rate | 55.6% | 78.0%-22.4pp | 73.9%-18.3pp | 82.8%-27.3pp |
| Annual return | 13.09% | 20.80%-7.7pp | 27.14%-14.1pp | 578.59%-565.5pp |
| Employer contribution / active EE | $1,012 | $3,160-68.0% | $2,603-61.1% | $4,876-79.2% |
| Participant deferral / active EE | $4,653 | $3,777+23.2% | $3,317+40.3% | $5,439-14.4% |
| Admin fee / account holder | $2,018 | $6,063-66.7% | $4,960-59.3% | $10,886-81.5% |