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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,470 | $92,219+121.7% | $76,766+166.4% | $135,382+51.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -2.94% | 5.46%-8.4pp | 2.43%-5.4pp | 519.77%-522.7pp |
| Employer contribution / active EE | $8,175 | $3,216+154.2% | $2,485+228.9% | $4,779+71.1% |
| Participant deferral / active EE | $8,218 | $4,508+82.3% | $3,851+113.4% | $5,609+46.5% |
| Admin fee / account holder | $964 | $10,749-91.0% | $6,675-85.6% | $10,829-91.1% |