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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,411 | $73,421-49.0% | $66,439-43.7% | $155,188-75.9% |
| Participation rate | 58.3% | 79.7%-21.4pp | 74.5%-16.2pp | 80.8%-22.5pp |
| Annual return | 10.32% | 1382.37%-1372.1pp | 757.66%-747.3pp | 148.84%-138.5pp |
| Employer contribution / active EE | $926 | $3,039-69.5% | $2,637-64.9% | $4,248-78.2% |
| Participant deferral / active EE | $3,087 | $4,680-34.0% | $3,876-20.4% | $6,531-52.7% |
| Admin fee / account holder | $4,897 | $8,856-44.7% | $6,173-20.7% | $14,480-66.2% |