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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,034 | $72,465-50.3% | $67,575-46.7% | $145,884-75.3% |
| Participation rate | 61.9% | 76.9%-15.0pp | 72.9%-11.0pp | 80.3%-18.4pp |
| Annual return | 25.63% | 7222.56%-7196.9pp | 3528.98%-3503.3pp | 551.85%-526.2pp |
| Employer contribution / active EE | $1,300 | $3,074-57.7% | $2,736-52.5% | $4,662-72.1% |
| Participant deferral / active EE | $4,449 | $4,786-7.0% | $4,003+11.1% | $6,690-33.5% |
| Admin fee / account holder | $731 | $5,515-86.7% | $3,993-81.7% | $13,392-94.5% |