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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,012 | $82,674-43.1% | $125,381-62.5% | $68,486-31.4% |
| Participation rate | 84.3% | 75.1%+9.2pp | 82.4%+1.9pp | 67.9%+16.4pp |
| Annual return | -19.61% | -5.97%-13.6pp | 572.31%-591.9pp | -7.85%-11.8pp |
| Employer contribution / active EE | $3,416 | $3,382+1.0% | $4,815-29.1% | $2,597+31.5% |
| Participant deferral / active EE | $7,237 | $6,111+18.4% | $7,448-2.8% | $4,028+79.7% |
| Admin fee / account holder | $1,664 | $6,277-73.5% | $10,007-83.4% | $5,404-69.2% |